Accounting software and banking in one platform

Managing your accounting, banking, and payments in one platform simplifies your bookkeeping and gives you a clear picture of your financial position.

Open Account
Lili is a financial technology company, not a bank.
Banking services are provided by Sunrise Banks, N.A., Member FDIC
Transaction categorization
Instantly categorize transactions as they happen so you can ensure your books are accurate and always up to date.
Income & expense insights
Insights displayed in your Lili account2 that provide you with a clear understanding of the financial status of your business.
Financial reports
Auto-generated financial reports including expense, profit & loss and cash flow statements, readily available in your Lili account2.
Receipt scanner
Conveniently attach receipts to each transaction in your Lili account with a quick photo from your phone, and add notes.

Choose the Plan That Works For Your Business

Lili Premium

$35.00 / Month
$35.00 / Month

$0 Minimum Deposit | 30 Day Free Trial

Plan Highlights:

  • Advanced Business Checking Account
  • Metal Visa® Business Pro debit card
    with Cash Back Rewards
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Automatic Tax Savings
  • Fee-free Overdraft up to $200
  • 2.0% APY3 on Savings
  • Dedicated Account Specialist
  • Priority Customer Support

 

Premier Priority Service

  • Front of the line experience with priority
    support and a dedicated account specialist

 

Smart Bookkeeping

  • Instantly sort income and expense
    transactions into tax categories
  • Attach receipts to expenses, add notes

 

Financial Reports

  • On-demand reporting including
    profit & loss and cash flow statements

 

Unlimited Invoices and Payments

  • Easily create and send invoices
  • Accept payments instantly
  • Track invoices and send reminders

 

Tax Reports (1065/1120/Schedule C)

  • Maximize your tax refund with
    pre-filled business tax forms.
Get Premium
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Recommended

Lili Smart

$20.00 / Month
$20.00 / Month

$0 Minimum Deposit | 30 Day Free Trial

Plan Highlights:

  • Advanced Business Checking Account
  • Visa® Business Pro debit card
    with Cash Back Rewards
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Automatic Tax Savings
  • Fee-free Overdraft up to $200
  • 2.0% APY3 on Savings

 

Smart Bookkeeping

  • Instantly sort income and expense
    transactions into tax categories
  • Attach receipts to expenses, add notes

 

Financial Reports

  • On-demand reporting including
    profit & loss and cash flow statements

 

Unlimited Invoices and Payments

  • Easily create and send invoices
  • Accept payments instantly
  • Track invoices and send reminders

 

Tax Reports (1065/1120/Schedule C)

  • Maximize your tax refund with
    pre-filled business tax forms.
Get Smart
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Lili Pro

$9.00 / Month
$9.00 / Month

$0 Minimum Deposit | 30 Day Free Trial

Plan Highlights:

  • Advanced Business Checking Account
  • Visa® Business Pro debit card
    with Cash Back Rewards
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Automatic Tax Savings
  • Fee-free Overdraft up to $200
  • 2.0% APY3 on Savings

 

Expense Management Tools & Reports

  • Organize your expense transactions
    into tax categories
  • Attach receipts to expenses, add notes
  • Easily generate monthly expense reports
Get Pro
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Lili Basic

$0.00 / Month
$0.00 / Month

$0 Minimum Deposit

Plan Highlights:

  • Business Checking Account
  • Visa® Business debit card
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Automatic Savings
Get Basic
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Account security you can rely on

FDIC Insured

All Lili accounts are insured up to $250,000 through our partner banks, Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC.

Constant Control

Receive transaction notifications as they happen and instantly freeze your card from the app if something looks off.

Secure

Lili uses industry-leading security and encryption software and constantly focuses on providing you a more secure experience.

3 Steps and you're in business
Open Account
01
Tell us about yourself

Fill in some basic personal information.

02
Tell us about your business

Share a few details including business type, EIN and industry.

03
Select a plan

Choose the account plan that best fits your business.

Contact Us

Call or Email Our Support Team

Mon – Friday, 9am – 8pm ET

Lili is a financial technology company, not a bank. Banking services are provided by Sunrise Banks, N.A., Member FDIC. The Lili Visa® Debit Card is issued by Sunrise Banks, N.A., Member FDIC, pursuant to a license from Visa U.S.A., Inc. The Card may be used everywhere Visa debit cards are accepted.

Wire Transfer service provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.

1 Eligibility for cashback awards is available to Lili Pro, Lili Smart, and Lili Premium account holders only; applicable monthly account fees apply. For details, please refer to your Sunrise Banks Account Agreement.

2 Accounting, tax preparation and invoicing software is available to Lili Smart and Lili Premium account holders only; applicable monthly account fees apply. For details, please refer to your Sunrise Banks Account Agreement.

3 The Annual Percentage Yield (“APY”) for the Lili Savings Account is variable and may change at any time. The disclosed APY is effective as of January 1, 2025. Must have at least $0.01 in savings to earn interest. The APY applies to balances of up to and including $1,000,000. Any portions of a balance over $1,000,000 will not earn interest or have a yield. Available to Lili Pro, Lili Smart, and Lili Premium account holders only; applicable monthly account fees apply.

4 BalanceUp is a discretionary overdraft program for debit card purchases only, offered for Lili Pro, Lili Smart, and Lili Premium Account holders; applicable monthly account fees apply. You must meet eligibility requirements and enroll in the program. Once enrolled, your Account must remain in good standing with a deposit and spending history that meets our discretionary requirements to maintain access to the feature. BalanceUp overdraft limits of $20-$200 are provided at our sole discretion, and may be revoked any time, with or without notice. Please refer to our BalanceUP Service Disclosure for more details.

5 Early access to ACH transfer funds depends on the timing of the payer’s submission of transfers. Lili will generally post these transfers on the day they are received which can be up to 2 days earlier than the payer’s scheduled payment date.

6 Up to $1,000 per cardholder per 24 hours period. Some locations have lower limits and retailer fees may vary ($4.95 max). Note that Lili does not charge transaction fees.

7 Lili AI and other reports related to income and expenses provided by Lili can be used to assist with your accounting. Final categorization of income and expenses for tax purposes is your responsibility. Lili is not a tax preparer and does not provide tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors regarding your specific situation.

8 Lili does not charge debit card fees related to foreign transactions, in-network ATM usage, or card inactivity, or require a minimum balance. The Lili Visa® Debit Card is included in all account plans, and remains fee-free with the Lili Basic plan. Applicable monthly account fees apply for the Lili Pro, Lili Smart, and Lili Premium plans. For details, please refer to your Sunrise Banks Account Agreement.

9 International wire transfers are only available to legal entity customers (LLCs, corporations, and partnerships). Transfers can be made to and from select countries. Please check your app for the most up-to-date list. Fees apply. Learn more here Sunrise Banks Account Agreement.

© 2025 Lili App Inc. All Rights Reserved.