Banking designed for your business

Lili empowers your business with the banking features you need, while eliminating the hidden fees you don’t.

Get Started
Lili is a financial technology company, not a bank. Banking services are provided
by Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC
Streamline your business operations
with seamless integrations

Which of the following are most important to you?

No Minimum
Balance

Business Debit
Card

No Hidden
Fees

Build Your Credit Profile

Early Access to Payments5

Savings with 4.15% APY3

Get Started

Business Banking

A business checking account that you open in minutes, so you can focus on what’s next.

No hidden fees, no overdraft fees4, and no minimum deposit or balance required. Seamlessly send and receive money using Standard and Express ACH, or by integrating payment apps or external bank accounts. Receive domestic wire transfers fee-free8 and without limits on the amount or number of transfers. And grow your balance with a savings account that earns you 4.15% Annual Percentage Yield3.

Get Started

Accounting & Bookkeeping

Powerful accounting software that makes it easy to keep your books up to date.

Instantly categorize transactions to streamline your bookkeeping. Access auto-generated financial reports including expense, profit & loss and cash flow statements, and gain access to insights that provide you with an in-depth understanding of the financial status of your business2.

Get Started

Choose the Plan That Works For Your Business

Lili Premium

$33/mo
$33/mo

Was $55/mo

40% off for 3 months

$0 Minimum Deposit | 30 Day Free Trial

Premier Priority Service

  • Front of the line experience with priority support and a dedicated account specialist

Business Banking

  • Advanced Business Checking Account
  • Lili Visa® Debit Card8 – Metal with Cashback Awards through Visa SavingsEdge
  • Fee-free ATM6 withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Fee-free Overdraft up to $2004
  • 4.15% APY3 on Savings

Accounting Software

  • Income and expenses: Organize your business transactions
  • Bookkeeping automation: Predictive transaction categorization powered by Lili AI
  • Receipt capture: Add receipts and notes to expenses
  • Enhanced reporting: On-demand reports including profit & loss and cash flow statements
  • Invoice and payments: Easily create and send unlimited invoices, track invoices status and send reminders, accept payments instantly
  • Bill management: Auto-scan your bills and pay them instantly

Tax Preparation Software

  • Tax savings: Automatically allocate funds towards tax payments
  • Tax deductions: Instantly sort transactions into tax categories
  • Pre-filled business tax forms: 1065/1120-S/Schedule C
Get Premium
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Recommended

Lili Smart

$21/mo
$21/mo

Was $35/mo

40% off for 3 months

$0 Minimum Deposit | 30 Day Free Trial

Business Banking

  • Advanced Business Checking Account
  • Lili Visa® Debit Card8 with Cashback Awards through Visa SavingsEdge
  • Fee-free ATM6 withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Fee-free Overdraft up to $2004
  • 4.15% APY3 on Savings

Accounting Software

  • Income and expenses: Organize your business transactions
  • Bookkeeping automation: Predictive transaction categorization powered by Lili AI
  • Receipt capture: Add receipts and notes to expenses
  • Enhanced reporting: On-demand reports including profit & loss and cash flow statements
  • Invoice and payments: Easily create and send unlimited invoices, track invoices status and send reminders, accept payments instantly
  • Bill management: Auto-scan your bills and pay them instantly

Tax Preparation Software

  • Tax savings: Automatically allocate funds towards tax payments
  • Tax deductions: Instantly sort transactions into tax categories
  • Pre-filled business tax forms: 1065/1120-S/Schedule C
Get Smart
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Lili Pro

$9/mo
$9/mo

Was $15/mo

40% off for 3 months

$0 Minimum Deposit | 30 Day Free Trial

Business Banking

  • Advanced Business Checking Account
  • Lili Visa® Debit Card8 with Cashback Awards through Visa SavingsEdge
  • Fee-free ATM6 withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Automatic Tax Savings
  • Fee-free Overdraft up to $2004
  • 4.15% APY3 on Savings

Expense Management Tools & Reports

  • Organize your expense transactions
    into tax categories
  • Attach receipts to expenses, add notes
  • Easily generate quarterly and annual expense reports
Get Pro
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Lili Basic

$0/month
$0/month

 

$0 Minimum Deposit

Business Banking

  • Business Checking Account
  • Lili Visa® Debit Card8
  • Fee-free ATM6 withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Automatic Savings
Get Basic
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200K+

customers served

+$2B

in deposits

4.7

Trustpilot rating

25+

business tools

I chose Lili because it's all just intuitive. I cannot imagine trying to manage my finances on my own on top of everything else... Lili is so, so helpful.
Anna N. Owner, SkinGal Studio

Your account is safe and secure

FDIC Insured

All Lili accounts are insured up to $250,000 through our partner bank, Sunrise Banks, N.A., Member FDIC.

Constant Control

Receive transaction alerts in real-time, access your Lili account from mobile or desktop anytime and instantly freeze your card from your Lili account.

Secure

Your Lili business account and Lili Visa® Debit Card are protected by industry-leading encryption software and security protocols, including fraud monitoring and multi-factor authentication.

3 steps and you’re in business
Get Started
01
Tell us about yourself

Fill in some basic personal information.

02
Tell us about your business

Share a few details including business type, EIN and industry.

03
Select a plan

Choose the account plan that best fits your business.

Contact Us

Call or Email Our Support Team

Mon – Friday, 9am – 8pm ET

Lili is a financial technology company, not a bank. Banking services are provided by Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC. The Lili Visa® Debit Card is issued by Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC, pursuant to a license from Visa U.S.A., Inc. Please see the back of your Card for its issuing bank. The Card may be used everywhere Visa debit cards are accepted.

Wire Transfer service provided by Column Bank N.A., Member FDIC. All wires are subject to acceptance criteria and risk-based review and may be rejected at the sole discretion of Column Bank N. A. or Lili App Inc.

1 Available to Lili Pro, Lili Smart, and Lili Premium account holders only, applicable monthly account fee applies. For details, please refer to our Choice Financial Group Account Agreement if your Lili business deposit account was opened with Choice Financial Group, Member FDIC, or Sunrise Banks Account Agreement if your Lili business deposit account was opened with Sunrise Banks, N.A., Member FDIC.

2 Available to Lili Smart and Lili Premium account holders only, applicable monthly account fee applies. For details, please refer to our Choice Financial Group Account Agreement if your Lili business deposit account was opened with Choice Financial Group, Member FDIC, or Sunrise Banks Account Agreement if your Lili business deposit account was opened with Sunrise Banks, N.A., Member FDIC.

3 The Annual Percentage Yield (“APY”) for the Lili Savings Account is variable and may change at any time. The disclosed APY is effective as of September 1, 2023. Must have at least $0.01 in savings to earn interest. The APY applies to balances of up to and including $100,000. Any portions of a balance over $100,000 will not earn interest or have a yield. Available to Lili Pro, Lili Smart, and Lili Premium account holders only.

4 BalanceUp is a discretionary overdraft program for debit card purchases only, offered for Lili Pro, Lili Smart, and Lili Premium Account holders. You must meet eligibility requirements and enroll in the program. Once enrolled, your Account must remain in good standing with a deposit and spending history that meets our discretionary requirements to maintain access to the feature. BalanceUp overdraft limits of $20-$200 are provided at our sole discretion, and may be revoked any time, with or without notice.

5 Early access to ACH transfer funds depends on the timing of payer’s submission of transfers. Lili will generally post these transfers on the day they are received which can be up to 2 days earlier than the payer’s scheduled payment date.

6 Up to $1,000 per 24 hours period and a maximum of $9,000 per month. Some locations have lower limits and retailer fees may vary ($4.95 max). Note that Lili does not charge transaction fees.

7 Lili AI and other reports related to income and expense provided by Lili can be used to assist with your accounting. Final categorization of income and expenses for tax purposes is your responsibility. Lili is not a tax preparer and does not provide tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors regarding your specific situation.

8 Lili does not charge debit card fees related to foreign transactions, in-network ATM usage, or card inactivity, or require a minimum balance. The Lili Visa® Debit Card is included in all account plans, and remains fee-free with the Lili Basic plan. Applicable monthly account fee applies for the Lili Pro, Lili Smart, and Lili Premium plans. For details, please refer to our Choice Financial Group Account Agreement if your Lili business deposit account was opened with Choice Financial Group, Member FDIC, or Sunrise Banks Account Agreement if your Lili business deposit account was opened with Sunrise Banks, N.A., Member FDIC.

© 2024 Lili App Inc. All Rights Reserved.