Banking designed for your business

Lili empowers your business with the banking features you need, while eliminating the banking fees you don’t.

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Lili is a financial technology company, not a bank.
Banking services provided by Choice Financial Group, Member FDIC.
Streamline your business operations
with seamless integrations

Which of the following are most important to you?

No Minimum Balance
Business Debit Card
No Hidden Fees
Multi-User Access
Early Access to Payments
Savings1 with 4.15% APY2
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Business Banking

A business checking account that you open in minutes, so you can focus on what’s next.

No hidden fees, no overdraft fees, and no minimum deposit or balance required. Seamlessly send and receive money using Standard and Express ACH, or by integrating payment apps or external bank accounts. Receive domestic wire transfers fee-free and without limits on the amount or number of transfers. And grow your balance with a savings account that earns you 4.15% APY2.

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Accounting & Bookkeeping

A bank account that takes care of your business accounting, so you can focus on growing the business you love.

Instantly categorize transactions to streamline your bookkeeping. Access auto-generated financial reports including expense, profit & loss and cash flow statements3, and gain access to insights that provide you with an in-depth understanding of the financial status of your business.

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Choose the Plan That Works For Your Business

Lili Premium

$35.00 / Month
$35.00 / Month

$0 Minimum Deposit | 30 Day Free Trial

Plan Highlights:

  • Advanced Business Checking Account
  • Metal Visa® Business Pro debit card
    with Cash Back Rewards
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Automatic Tax Savings
  • Fee-free Overdraft up to $2004
  • 4.15% APY2 on Savings
  • Dedicated Account Specialist
  • Priority Customer Support

Premier Priority Service

  • Front of the line experience with priority
    support and a dedicated account specialist

Smart Bookkeeping

  • Instantly sort income and expense
    transactions into tax categories
  • Attach receipts to expenses, add notes

Financial Reports

  • On-demand reporting including
    profit & loss and cash flow statements

Unlimited Invoices and Payments

  • Easily create and send invoices
  • Accept payments instantly
  • Track invoices and send reminders

Tax Reports (1065/1120-S/Schedule C)

  • Optimize your tax deductions with
    pre-filled business tax forms.
Get Premium
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Recommended

Lili Smart

$20.00 / Month
$20.00 / Month

$0 Minimum Deposit | 30 Day Free Trial

Plan Highlights:

  • Advanced Business Checking Account
  • Visa® Business Pro debit card
    with Cash Back Rewards
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Automatic Tax Savings
  • Fee-free Overdraft up to $2004
  • 4.15% APY2 on Savings

Smart Bookkeeping

  • Instantly sort income and expense
    transactions into tax categories
  • Attach receipts to expenses, add notes

Financial Reports

  • On-demand reporting including
    profit & loss and cash flow statements

Unlimited Invoices and Payments

  • Easily create and send invoices
  • Accept payments instantly
  • Track invoices and send reminders

Tax Reports (1065/1120-S/Schedule C)

  • Optimize your tax deductions with
    pre-filled business tax forms.
Get Smart
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Lili Pro

$9.00 / Month
$9.00 / Month

$0 Minimum Deposit | 30 Day Free Trial

Plan Highlights:

  • Advanced Business Checking Account
  • Visa® Business Pro debit card
    with Cash Back Rewards
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Automatic Tax Savings
  • Fee-free Overdraft up to $2004
  • 4.15% APY2 on Savings

Expense Management Tools & Reports

  • Organize your expense transactions
    into tax categories
  • Attach receipts to expenses, add notes
  • Easily generate monthly expense reports
Get Pro
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Lili Basic

$0.00 / Month
$0.00 / Month

$0 Minimum Deposit

Plan Highlights:

  • Business Checking Account
  • Visa® Business debit card
  • Fee-free ATM withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Automatic Savings
Get Basic
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Join over 100K small businesses who have chosen Lili

Excellent
4.7 TrustScore
Business banking simplified
Lili is so helpful for running a small business. They take tasks and simplify them.
Noa West
Banking & Bookkeeping
Lili takes 5 jobs and puts them into 1 that can be done at the end of each day.
Chaz Morris
Your personal banker
A lot of small business owners don't have the ability to have a personal banker, but with Lili you have one in your pocket.
Momodou N’jie
Makes tax-prep seamless
Having available resources to track my business finances and conveniently set aside tax expenses.
Christine V Molnarffy
"A lot of small business owners don't have the ability to have a personal banker, but [with Lili] you have one in your pocket."
Momodou N’jie
Founder & Partner, Mo Partners

Account security you can rely on

FDIC Insured

All Lili accounts are insured up to $250,000 through our partner bank Choice Financial Group, Member FDIC.

Constant Control

Receive transaction notifications as they happen and instantly freeze your card from the app if something looks off.

Secure

Lili uses industry-leading security and encryption software and constantly focuses on providing you a more secure experience.
3 steps and you’re in business
Get Started
01
Tell us about yourself

Fill in some basic personal information.

02
Tell us about your business

Share a few details including business type, EIN and industry.

03
Select a plan

Choose the account plan that best fits your business.

Get Started

Contact Us

Call or Email Our Support Team

Mon – Friday, 9am – 7pm EST

Lili is a technology company and not a bank. Banking services are provided by Choice Financial Group, Member  FDIC. The Lili Visa® Business Debit Card is issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa U.S.A.

1 Available to Lili Pro, Lili Smart, and Lili Premium account holders only, applicable monthly account fee applies. Please refer to our Terms and Conditions for details.

2 The Annual Percentage Yield (“APY”) for the Lili Savings Account is variable and may change at any time. The disclosed APY is effective as of September 1st, 2023. Must have at least $0.01 in savings to earn interest. The APY applies to balances of up to and including $100,000. Any balance over $100,000 will not earn interest or have a yield. Available to Lili Pro, Lili Smart, and Lili Premium account holders only.

3 Available to Lili Smart and Lili Premium account holders only, applicable monthly account fee applies. Please refer to our Terms and Conditions for details.

4 BalanceUp is a discretionary overdraft program for debit card purchases only, offered for Lili Pro, Lili Smart, and Lili Premium Account holders. You must meet eligibility requirements and enroll in the program. Once enrolled, your Account must remain in good standing with a deposit and spending history that meets our discretionary requirements to maintain access to the feature. BalanceUp overdraft limits of $20-$200 are provided at our sole discretion, and may be revoked any time, with or without notice.

© 2023 Lili App Inc. All Rights Reserved.