Banking designed for your business

Lili empowers your business with the banking features you need, while eliminating the hidden fees you don’t.

Lili is a financial technology company, not a bank. Banking services are provided
by Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC
Streamline your business operations
with seamless integrations

Which of the following are most important to you?

No Minimum Balance
Business Debit Card
No Hidden Fees9
Build Your Credit Profile10
Early Access to Payments5
Savings1 with 4.15% APY3

Business Banking

A business checking account that you open in minutes, so you can focus on what’s next.

No hidden fees, no overdraft fees4, and no minimum deposit or balance required. Seamlessly send and receive money using Standard and Express ACH, or by integrating payment apps or external bank accounts. Receive domestic wire transfers fee-free8 and without limits on the amount or number of transfers. And grow your balance with a savings account that earns you 4.15% Annual Percentage Yield3.

Accounting & Bookkeeping

Powerful accounting software that makes it easy to keep your books up to date.

Instantly categorize transactions to streamline your bookkeeping. Access auto-generated financial reports including expense, profit & loss and cash flow statements, and gain access to insights that provide you with an in-depth understanding of the financial status of your business2.

Choose the Plan That Works For Your Business

Lili Premium

$33/mo
$33/mo
Was $55/mo

40% off for 3 months

$0 Minimum Deposit | 30 Day Free Trial

Premier Priority Service

  • Front of the line experience with priority support and a dedicated account specialist

Business Banking

  • Advanced Business Checking Account
  • Lili Visa® Debit Card8 – Metal with Cashback Awards through Visa SavingsEdge
  • Fee-free ATM6 withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Fee-free Overdraft up to $2004
  • 4.15% APY3 on Savings

Accounting Software

  • Income and expenses: Organize your business transactions
  • Bookkeeping automation: Predictive transaction categorization powered by Lili AI
  • Receipt capture: Add receipts and notes to expenses
  • Enhanced reporting: On-demand reports including profit & loss and cash flow statements
  • Invoice and payments: Easily create and send unlimited invoices, track invoices status and send reminders, accept payments instantly
  • Bill management: Auto-scan your bills and pay them instantly

Tax Preparation Software

  • Tax savings: Automatically allocate funds towards tax payments
  • Tax deductions: Instantly sort transactions into tax categories
  • Pre-filled business tax forms: 1065/1120-S/Schedule C
Tap to see more
Tap to see less
Recommended

Lili Smart

$21/mo
$21/mo
Was $35/mo

40% off for 3 months

$0 Minimum Deposit | 30 Day Free Trial

Business Banking

  • Advanced Business Checking Account
  • Lili Visa® Debit Card8 with Cashback Awards through Visa SavingsEdge
  • Fee-free ATM6 withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Fee-free Overdraft up to $2004
  • 4.15% APY3 on Savings

Accounting Software

  • Income and expenses: Organize your business transactions
  • Bookkeeping automation: Predictive transaction categorization powered by Lili AI
  • Receipt capture: Add receipts and notes to expenses
  • Enhanced reporting: On-demand reports including profit & loss and cash flow statements
  • Invoice and payments: Easily create and send unlimited invoices, track invoices status and send reminders, accept payments instantly
  • Bill management: Auto-scan your bills and pay them instantly

Tax Preparation Software

  • Tax savings: Automatically allocate funds towards tax payments
  • Tax deductions: Instantly sort transactions into tax categories
  • Pre-filled business tax forms: 1065/1120-S/Schedule C
Tap to see more
Tap to see less

Lili Pro

$9/mo
$9/mo
Was $15/mo

40% off for 3 months

$0 Minimum Deposit | 30 Day Free Trial

Business Banking

  • Advanced Business Checking Account
  • Lili Visa® Debit Card8 with Cashback Awards through Visa SavingsEdge
  • Fee-free ATM6 withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Automatic Tax Savings
  • Fee-free Overdraft up to $2004
  • 4.15% APY3 on Savings

Expense Management Tools & Reports

  • Organize your expense transactions
    into tax categories
  • Attach receipts to expenses, add notes
  • Easily generate monthly expense reports
Tap to see more
Tap to see less

Lili Basic

$0/month
$0/month

 

$0 Minimum Deposit

Business Banking

  • Business Checking Account
  • Visa® Business debit card8
  • Fee-free ATM6 withdrawals at 38K locations
  • Get paid up to 2 days early
  • Receive domestic wire transfers
  • Automatic Savings
Tap to see more
Tap to see less

Join over 200K small businesses who have chosen Lili

Excellent
4.7 TrustScore
Business banking simplified
Lili is so helpful for running a small business. They take tasks and simplify them.
Noa West
Banking & Bookkeeping
Lili takes 5 jobs and puts them into 1 that can be done at the end of each day.
Chaz Morris
Your personal banker
A lot of small business owners don't have the ability to have a personal banker, but with Lili you have one in your pocket.
Momodou N’jie
Makes tax-prep seamless
Having available resources to track my business finances and conveniently set aside tax expenses.
Christine V Molnarffy
"A lot of small business owners don't have the ability to have a personal banker, but [with Lili] you have one in your pocket."
Momodou N’jie
Founder & Partner, Mo Partners

Account security you can rely on

FDIC Insured

All Lili accounts are insured up to $250,000 through our partner banks, Choice Financial Group, Member FDIC, or Sunrise Banks, N.A., Member FDIC.

Constant Control

Receive transaction notifications as they happen and instantly freeze your card from the app if something looks off.

Secure

Lili uses industry-leading security and encryption software and constantly focuses on providing you a more secure experience.