Banking Designed for Your Business

Get Started

4.7 on App Store

4.6 on Trustpilot

4.4 on Google Play

Lili is a financial technology company, not a bank.
Banking services provided by Choice Financial Group, Member FDIC.

How Lili stacks up against traditional banks

Minimum Balance

Overdraft Fees

Write Off Tracker (free)

Automatic Tax Savings (free)

Invoicing Software¹

Accept Debit/Credit Card Payments¹

7 Days Support

Backed with FDIC Insurance

$1,500

$20-$35

Do your thing. We’ll do the rest.

Business Banking

No Minimum Balance, Savings¹ with 2.0% APY², Fee-Free Overdraft¹ up to $200⁴

Tax Preparation

Write-Off Tracker¹, Automatic Tax Savings¹, Pre-Filled Tax Forms³

Accounting

Invoicing Software³, Receipt Scan & Save³, Transaction Categorization¹

Designed for Small Businesses and Freelancers

Thanks to Lili, I was able to cancel my Quickbooks and save $25 every month.

Cassie Holt Owner | Freestyle Therapy LLC

I really feel like Lili cares about my success as a small business owner.

Hannah VanWoort Owner | Meteor Street Studio

Freelancing can be daunting, but Lili helps provide the structure I need.

Noa West Owner | NOA

Account Security You Can Rely On

FDIC Insured

All Lili accounts are insured up to $250,000 through our partner bank Choice Financial Group, Member FDIC.

Constant Control

Receive transaction notifications in real-time and freeze your card instantaneously from the app if you need to.

Secure

Lili uses industry-leading security and encryption software.

3 steps and you’re in business

Get Started

Tell us about yourself

Fill in some basic personal information.

Tell us about your business

Share a few details including business type, EIN and industry.

Select a plan

Choose the account plan that best fits your business.

Get Started

Contact Us

Call or Email Our Support Team

Mon – Friday, 9am – 7pm EST

Lili is a technology company and not a bank. Banking services are provided by Choice Financial Group, Member FDIC. The Lili Visa® Business Debit Card is issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa U.S.A.

¹ Available to Lili Pro, Lili Smart, and Lili Premium account holders only, applicable monthly account fee applies. Please refer to our Terms and Conditions for details.

²Available to Lili Smart and Lili Premium account holders only, applicable monthly account fee applies. Please refer to our Terms and Conditions for details.

³The Annual Percentage Yield (“APY”) for the Lili Savings Account is variable and may change at any time. The disclosed APY is effective as of September 1, 2023. Must have at least $0.01 in savings to earn interest. The APY applies to balances of up to and including $100,000. Any portions of a balance over $100,000 will not earn interest or have a yield. Available to Lili Pro, Lili Smart, and Lili Premium account holders only.

⁴BalanceUp is a discretionary overdraft program for debit card purchases only, offered for Lili Pro, Lili Smart, and Lili Premium Account holders. You must meet eligibility requirements and enroll in the program. Once enrolled, your Account must remain in good standing with a deposit and spending history that meets our discretionary requirements to maintain access to the feature. BalanceUp overdraft limits of $20-$200 are provided at our sole discretion, and may be revoked any time, with or without notice.

⁵Early access to ACH transfer funds depends on the timing of payer’s submission of transfers. Lili will generally post these transfers on the day they are received which can be up to 2 days earlier than the payer’s scheduled payment date.

⁶Up to $1,000 per 24 hours period and a maximum of $9,000 per month. Some locations have lower limits and retailer fees may vary ($4.95 max). Note that Lili does not charge transaction fees.

⁷Lili AI and other reports related to income and expense provided by Lili can be used to assist with your accounting. Final categorization of income and expenses for tax purposes is your responsibility. Lili is not a tax preparer and does not provide tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors regarding your specific situation.

⁸Lili does not charge debit card fees related to foreign transactions, overdraft, in-network ATM usage, or card inactivity, or require a minimum balance. The Lili Visa® Business debit card is included in all account plans, and remains fee-free with the Lili Basic plan. Applicable monthly account fee applies for the Lili Pro, Lili Smart, and Lili Premium plans. Please refer to our Terms and Conditions for details.